House hunting takes a great deal of time and energy. Before you start shopping for your dream home, go to the bank. Talk to the lending officer and review your mortgage options. Fill out the necessary paperwork (which only takes a few minutes), and you will know within a matter of days whether you are approved for a mortgage, and for how much. You will know what you can spend on a house before you start looking, you will be protected against interest rate increases, and most importantly, you will be well prepared to make an immediate offer on a home you like. A seller is more likely to consider an offer free and clear of encumbrances. With pre-approval, you are showing that you are serious and ready to buy. With this simple and FREE service, you will eliminate problems down the road. In a pre-qualification process, you will find out:
Bottom line, you will have peace of mind and will be that much closer to the home of your dreams.